Insurance Products

Comprehensive Coverage Solutions

Tailored insurance products designed specifically for the construction industry's unique risk profile.

Contractors All Risk

Complete project protection

Contractors All Risk (CAR) insurance provides comprehensive coverage for construction projects, protecting against material damage and third-party liability during the construction period. This essential coverage forms the foundation of any construction insurance program.

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Standard Cover

  • Material Damage to Works
  • Third Party Liability
  • Construction Plant & Equipment
  • Temporary Works
  • Professional Fees
  • Clearance of Debris
  • Maintenance Period Cover

Optional Extensions

SASRIA Extension Extended Maintenance Cross Liability Removal of Support Underground Services

Professional Indemnity

Protection for design professionals

Professional Indemnity insurance protects architects, engineers, quantity surveyors, and other construction professionals against claims of negligence, errors, or omissions in their professional services.

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Standard Cover

  • Design Errors & Omissions
  • Legal Defense Costs
  • Retroactive Coverage
  • Run-off Coverage
  • Dishonesty of Employees
  • Loss of Documents
  • Libel & Slander

Optional Extensions

Cyber Liability Extension Contractors Efficacy Pollution Liability Joint Venture Coverage

Plant All Risk

Equipment protection

Plant All Risk insurance covers construction plant and machinery against accidental damage, whether the equipment is owned, hired-in, or hired-out. Essential for contractors with significant equipment exposures.

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Standard Cover

  • Owned Plant & Equipment
  • Hired-in Plant
  • Continuing Hire Charges
  • Transit Coverage
  • Road Risk
  • Operator Coverage
  • Accessories & Attachments

Optional Extensions

Downtime Coverage Increased Cost of Working Worldwide Coverage Terrorism Extension